Who This Is For
PROTECT WHAT YOU'VE BUILT.
You didn’t build this to watch it fragment.
The framework for protecting, preserving, and passing it forward.
PROTECT WHAT YOU'VE BUILT.
You didn’t build this to watch it fragment.
The framework for protecting, preserving, and passing it forward.
Harmonious families seeking unified wealth
You’ve done well. Your family is aligned. But you sense the pieces aren’t connected — the insurance doesn’t talk to the estate plan, the tax strategy ignores the corporate structure, and nobody is architecting the whole. You don’t have a crisis. You have an opportunity to build something that holds.
Incorporated Business Owners
Your corporation is the engine of your family’s wealth — but it’s also your greatest exposure. You need structure that coordinates tax positioning, asset protection, and succession across personal and corporate worlds.
Professional Corporation Holders:
Physicians, dentists, lawyers, engineers, and IT professionals operating through professional corporations with retained earnings, passive income exposure, and multi-entity structures.
Passive Investment Corporations:
Families holding portfolios inside holding companies — subject to passive income tax rules, refundable tax pools, and the Small Business Deduction grind.
Real Estate Portfolio Families:
Concentrated wealth in income-producing real estate held personally or through corporations — significant equity, refinancing complexity, illiquidity risk at transition.
Multi-Generational Families & Family Enterprises:
Layered corporate structures — operating companies, holding companies, trusts, nominee arrangements — that carry coordination complexity, audited or reviewed reporting obligations, and governance requirements no single advisor owns.
Whether incorporated or not — if your family’s wealth has outgrown the coordination capacity of the advisors around it, this practice was built for you.
The Problem No One Owns
Fragmentation
Your CPA files your corporate returns. Your lawyer drafted your shareholder agreement. Your insurance advisor sold you a policy. Your investment advisor manages a portfolio.
Each one is competent in their lane. None of them is responsible for making sure the lanes connect.
You are. That’s not a plan. That’s a coordination burden disguised as professional advice.
You have advisors. You pay advisors. But you couldn’t tell us if they’ve ever sat in the same room.
WE ARCHITECT THE SYSTEM THAT CONNECTS THEM ALL.
Where most advisors optimize one corner of your financial life, we engineer the architecture that unifies cash flow, capital, tax positioning, governance, asset protection, and legacy continuity into a single, coordinated system.
The Wealth Structurist Family Banking Ecosystem™ and the 7 Structures of Wealth framework bring principled, resilient design to multi-generational wealth — built for how your family actually operates, not how a textbook says it should.
This site does not provide personalized financial advice.
The 7 Structures of Wealth.
Cash Flow Control
Intentional capital pathways that give your family immediate access and flexible liquidity.
Tax Efficiency by Design
Proactive positioning across entities and generations — not reactive compliance.
Capital Accumulation
Disciplined retention and steady growth inside your family’s ecosystem.
Asset Protection
Layered legal and structural safeguards isolating risk from what you’ve built.
Cash Flow Multiplication
Leveraging capital to expand financial strength without sacrificing control.
Wealth Integration
Unifying fragmented advice, entities, and tools into a coordinated system.
Legacy Continuity
The book that maps the whole picture $27 — includes complimentary access to the Wealth Fortress Diagnostic™
Core Services
What We Architect Together.
Most advisory relationships optimize one piece of your financial life while ignoring how it connects to everything else. These four engagements address the coordination gap.
01
Wealth Fortress Diagnostic™
A 15-minute structural assessment mapping your architecture against the 7 Structures framework. Identifies what’s present, missing, or contradicting each other. Included with the book ($27) or standalone ($97).
02
Corporate Insurance Architecture
Structuring life, disability, and critical illness coverage inside your corporate ecosystem — coordinated with CDA credits, passive income rules, and tax-sheltered growth to maximize collateral value.
03
Personal Protection & Income Continuity
Critical illness, disability, and personal life coverage coordinated across your corporate and personal worlds — not sold in isolation, but engineered as part of your unified structure.
04
Family Banking Ecosystem Design
A corporate surplus recycling and generational wealth mechanism rooted in the Infinite Banking Concept — engineered for incorporated families with retained earnings ready to work harder.
Where We've Done the Work
Pattern Recognition You Can’t Fake.
Every business is unique. The operational model, the customer base, the revenue levers, the risk profile — and yet the structural gaps appear in patterns. Here’s where we’ve seen them.
01
Professional Corporations
Physicians, dentists, lawyers, engineers navigating passive income rules and SBD limits.
02
Multi-Residential Real Estate
Income-producing portfolios with significant equity, refinancing complexity, and illiquidity risk.
03
Service & Project Businesses
Owner-managed firms with key-person exposure, personal guarantees, and bank covenants.
04
Agriculture & Farming
Incorporated farming families facing deemed disposition and illiquid land assets across generations.
05
Hospitality & Hotel Development
Capital-intensive operations with complex ownership layers and cross-entity risk exposure.
06
E-Commerce & Technology
High-growth operators scaling revenue faster than their corporate structure can accommodate.
07
Cross-Border & Operations
Canadian families with US or international business exposure requiring multi-jurisdiction coordination.
08
Family Banking Ecosystems
Multi-entity families deploying retained earnings through IBC and generational wealth mechanisms.
Client Trust
Real Structures. Real Outcomes.
Before Henry, our advisors had never been in the same room. The diagnostic revealed gaps we didn’t know existed. We now have a coordinated architecture for the first time.
David M.
Incorporated Business Owner · Ontario
As a physician with a professional corporation, I had retained earnings sitting idle. Henry engineered a structure that now works across my corporate and personal worlds.
Dr. Sarah L.
Professional Corporation · British Columbia
Professional Corporation · British Columbia
Featured In & Published Work
Wealth On Main Street
YouTube
Bankers' Vault
YouTube
7 Structures of Wealth
Book · $27
Wealth Assessment
THE WEALTH FORTRESS DIAGNOSTIC™
See exactly where your structure is strong — and where it’s exposed. Seven dimensions. One clear picture.
15 minutes · Private and encrypted · $97
MEET HENRY WONG, CPA, CA — 90 SECONDS.
How We Work
CORE SERVICES.
Most advisory relationships optimize one piece of your financial life while ignoring how it connects to everything else. These four services are designed to work together — as an architecture, not a menu.
01
Wealth Fortress Diagnostic™
02
Confidence — Decisions stop feeling reactive. You operate from sound frameworks, not anxiety.
03
Stability — Your structures hold through complexity, transition, and generational change.
04
Control — Liquidity and capital flow where your family directs it — not where default rules send it.
05
Continuity — The system you build today works for your children and theirs.
Testimonials available upon request — real clients, real outcomes, always within regulatory boundaries.
Client Outcomes
Clients gain clarity, confidence, and structural resilience.
01
Clarity — You see the complete picture for the first time — every entity, every advisor, every exposure.
02
Confidence — Decisions stop feeling reactive. You operate from sound frameworks, not anxiety.
03
Stability — Your structures hold through complexity, transition, and generational change.
04
Control — Liquidity and capital flow where your family directs it — not where default rules send it.
05
Continuity — The system you build today works for your children and theirs.
Testimonials available upon request — real clients, real outcomes, always within regulatory boundaries.
WHO THIS ISN’T FOR.
01
Clarity Seekers who want a product sale — If you're looking for a quick policy or a single investment recommendation, this isn't the right fit. This practice is for people who want architecture, not transactions.
02
Those not yet ready to examine the full picture — If any single advisor has "handled it" and you're satisfied leaving the rest uncoordinated, this work isn't for you yet.
03
Families in early accumulation — This practice is designed for those with enough complexity to warrant structural design. If you're still building your first significant asset base, come back when the pieces are in place.
04
Anyone looking for guarantees — We build systems. We do not promise outcomes. If you need certainty before you'll engage, you're not ready for this conversation.
Career Credentials
Two decades inside the systems most advisors see from the outside.
Licensed insurance professional in BC, AB, SK, MB, ON, NB. CPA, CA — not practicing public accounting.
2006 – 2012
PwC
Corporate finance, advanced taxation, and estate architecture across major Canadian enterprises.
2008
Financial Crisis
Front-line exposure to wealth fragmentation — families without architecture losing what took decades to build.
2012 – 2016
Rogers Communications
Senior-level financial discipline applied to private wealth — institutional rigour brought to family structures.
2016 – 2019
E-Commerce Entrepreneurship
Built and sold a 7-figure e-commerce business — operational fluency, not just advisory theory.
2020
COVID-19 Emergency Response
Emergency CFO support for owner-managed businesses navigating liquidity crises and structural decisions under pressure.
2021 – Present
Authorized IBC Practitioner
First Canadian CA certified by the Nelson Nash Institute. Architect of Infinite Banking strategies for incorporated families.
Not Ready Yet?
A preview of the 7 Structures of Wealth framework delivered to your inbox. No sequences. No spam.
THIS IS A STRATEGIC CONVERSATION — NOT A SALES PITCH.
If anything on this page created a question you can't answer about your own structure, that's exactly what the diagnostic measures.
You don't need to decide anything right now. But if you're driving home tonight thinking about the gap between what you're worth and what your family keeps, that's not anxiety. That's awareness. And awareness is where architecture begins.